One suggestion I make to all my clients, as well as my family and friends, is to get a copy of your credit report. Every person is allowed a free copy every year, from each of the three reporting agencies: Equifax, TransUnion, and Experian. It's free! Did I mention it is free. I'm posting this message again because of the recent breach of information for shoppers at Target. This report should be requested as a matter of due diligence. If you have children, regardless of the age, request a report as well. Identity theft for toddlers and infants is a hugely growing problem. A few years ago I requested a report for each of my parents. We found out that my dad had two social security numbers attached to his name. Had we not caught it, when he applied for social security benefits it could have thrown up a red flag.
Requesting a copy is easy. Go to www.annualcreditreport.com. If you are having problems, don't hesitate to contact Insightful Solutions. We'll walk you through the process.
Now do it!